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FEATURES & BENEFITS

Explore a host of premium features and benefits

5% CB on PayZapp and SmartBuy transactions
Daily ATM withdrawal limit of Rs. 2 Lac*
1% CB and Rs. 5 Lac withdrawal on retail and online shopping*
No Cost EMI on Leading Brands
5% CB on first 12 months Auto Pay Registration
Comprehensive Insurance Cover
Complimentary clipper lounge access at airports*

Cashback

Cashback:

1 CB points on Rs. 100 spent on all utility, tax payments*


1 CB point on Rs. 200 spent on *

Supermarkets

Restaurants

Apparel

Entertainment

Additional dynamic tax limit of Rs. 50 Lac on tax payments through your debit card*

Cashback
AutoPay on your HDFC Bank Debit Card:

Receive 5% CB for first 12 months of registration for automatic bill payments on BillPay*


Exclusive vouchers on Amazon Pay and more*

Access Netbanking via Netbanking > Bill Pay & Recharge > Add Biller > Enable AutoPay on Debit Card


Click here

EMIs with your HDFC Bank Business Debit Card:

Enjoy No Cost EMI on leading brands for electronics, furniture, apparels, smart phones and other categories*


Convert any purchase above Rs. 5,000 into EMI*


Check your pre-approved eligible amount on your Debit Card*


Click here

PayZapp & SmartBuy:

Earn up to 5% CB on your Debit Card transacting through <PayZapp icon > and <SmartBuy icon > *


Click here

Redeeming your CashBack:

You can redeem your cashback amount by accessing the following:

NetBanking Cards > Debit Cards > Enquire > CashBack Enquiry and Redemption > Account Number > Continue > Input the CashBack amount.


Or


Call the PhoneBanking number at . Remember to keep your Customer ID and TIN or Debit Card and PIN for verification

Activation OFFER

Make your first purchase between 01.04.2022 - 30.06.2022 to earn an Amazon voucher worth Rs. 500.

Activation OFFER

Spend over Rs. 40,000 between within first 90 days of issuance between 01.04.2022 - 30.06.2022 to earn an Amazon voucher worth Rs. 2,000.

*Activation & Milestone offer is for new issuances only.

Higher Debit Card Limits

Domestic withdrawal of Rs. 2 Lac*


Domestic shopping limit of Rs. 5 Lac*


Increase or decrease the limit on your Debit Card through NetBanking up to the below permissible limits.*


Avail cash withdrawal facility across merchant establishments*

Dynamic Limits:

Go over and above your daily shopping limit on select categories such as Airlines, Education, Electronics, Insurance, Tax Payments, and Travel without transaction decline.*

ADDITIONAL BENEFITS
Fuel Surcharge:

No fuel surcharge applicable on transactions done via HDFC Bank Swipe Machines*

Insurance Cover:

Up to Rs. 12 Lac insurance for Air/Road/Rail Death.*


Up to Rs. 3 Cr. International air Coverage on purchase of ticket using your HDFC Bank Debit Card*


Up to Rs. 2 Lac Insurance for Fire or Burglary of items purchased on your HDFC Bank Debit Card*


Up to Rs. 2 Lac Insurance for loss of checked baggage*

Zero Liability:

Avoid any liabilities to fraudulent Point of Sale transactions that take place up to 30 days prior to reporting Debit Card loss.*


Call customer care or visit the nearest HDFC Bank branch to report the loss conveniently.

Airport Lounge access offer:

Receive complimentary access to Clipper lounges at airports across India upto 2 visits/quarter.*

For VISA variant, Click here  < MasterCard icon > For MasterCard variant, Click here  

EasyShop:

Existing HDFC Platium Debit card Account Holders:

  1. Download the application form
  2. Print it
  3. Enter your information
  4. Submit the form to your nearest Bank Branch and relax!
  5. We’ll take care of the rest, and deliver the card to your mailing address.

Existing HDFC Platium Debit card Account Holders:

  1. Download the Account Opening Form, which will include the EasyShop International Debit Card application
  2. Print it
  3. Enter your information
  4. Submit the form to your nearest Bank Branch and relax!
  5. We’ll complete the process for you.

OR

  1. Visit your nearest Bank Branch
  2. Carry valid ID proof and a cancelled cheque leaf
  3. Collect your InstaDebit Card and PIN for this card variant and only wait 1 day for the card to be activated!

Debit Card Offers:

Click here for exciting offers available on your HDFC Bank Debit Card.

Contactless Payment Technology:

Facilitate fast, convenient and secure transactions by enabling contactless payments.

TERMS & CONDITIONS
Features and Benefits:

*T&C Apply Maximum cap of Rs. 750 per card per month

CashBack point on every Rs. 200 spent on Telecom, Utilities, Groceries & Supermarket, Restaurant & Apparels, Entertainment & Cashback point on every Rs.100 spent on Tax Payment

No cashback points for all other categories apart from the ones above.

Customers will receive cash back points on eligible MCC (Merchant Category Code) only. Click Here to Know More

AutoPay on your HDFC Bank Debit Card:

*T&C Apply Maximum cap of Rs. 1800 per card per year.


Click here to Know More

EMIs with your HDFC Bank Business Debit Card:

*T&C Apply SMS "MYHDFC" to 5676712 from your Bank Registered mobile number. 


Click here to Know More

PayZapp & SmartBuy:

*T&C Apply CashBack points earned will be valid for redemption within the next 12 months after which your Cashback points will lapse. 

All promotional CashBack points earned on your Debit Card will have a validity of 3 months, post which the accumulated points will expire effective February, 2020.

Customer is not eligible for redemption of cashback points on account closure


Click Here  to know your annual savings

Activation Offer:

*T&C Apply 

1st-30th April sourced customers to be eligible for transaction done by 31st May,

1st-31st May sourced customers to be eligible for transaction done by 30th June,

1st-30th June sourced customers to be eligible for transaction done by 31st July

Activation offer is for new issuances only

Click here to view the T&C 

Milestone Offer:

*T&C Apply Click here to view the T&C 

Activation offer is for new issuances only

Higher Debit Card Limits:

*T&C Apply 

Cash withdrawal facility at merchant establishments maximum upper limit of Rs.2,000/day, maximum Cash at POS limit per month is of Rs. 10,000/-

Click here to view   T&C Apply

Dynamic Limits:

*T&C Apply 

Per day ATM withdrawal limit on your Debit Card is now capped at 2 lacs for security purposes.

Click Here to know more  

Additional Benifits:

*T&C Apply 

Insurance Cover:

*T&C Apply 

For Death cover, Click Here


For Intl. Air coverage, Click Here


For Fire & Burglary coverage, Click Here


For Checked Baggage coverage, Click Here


Claims under Fire & Burglary Insurance / Loss of checked baggage Insurance to be accepted & processed, the cardholder should have carried out at least 1 purchase transaction (at merchant outlet / online) using the Debit Card, within 90 days prior to the event date. to know more

Zero Liability:

*T&C Apply 


Click Here to know more  

Airport Lounge access offer:

*T&C Apply 

Access to lounge available for select airports only. Click the link to know more.

Due to Covid, only few lounges are operational and there may be further development/addition Airport is assessing new protocols, other safety SOPs in compliance with the Government directives.

For any Lounge related queries please write back to helpdesk@dreamfolks.in


Click here for more details

Contactless Payment Technology:

*T&C Apply 

To see if your Card is contactless, look for the contactless network symbol on your Card.You can use your Card to make quick transactions at merchant locations accepting contactless Cards. The limit for a single transaction for contactless payment is Rs. 5,000. Anything higher requires a PIN to be entered.

In case purchase/ transaction is returned/ cancelled/ reversed, cashback points toward posted towards transactions will be reversed

Click here for more details

- Effective 01.10.2020, all new Debit Cards issued by HDFC Bank is mandatorily disabled for International Usage (POS,Online and ATM) on the basis of guideline RBI/2019-2020/142 DPSS.CO.PD No. 1343/02.14.003/2019-20 dated 15.01.2020

As per RBI guidelines, as of 7th February Â 2021 all debit card issued will be disabled for E-commerce, contactless and International usage. The card can be swiped and used at any ATMs in India

- As of 07.02.2020, all existing HDFC Bank Debit Cards which were not active for international usage are disabled and are only active for domestic usage (as per RBI guidelines)

- As of 07.02.2020, all existing HDFC Bank Debit Cards which are not active for E-commerce and contactless usage will be disabled and will be active for only POS and ATM usage (as per RBI guidelines)

- NRO Debit Card will continue to be enabled only for domestic usage as per regulatory mandate.

For Offer and Detailed T&C click: 

To know more about the details of HDFC Bank Business Debit Card, click on the link below https://www.hdfcbank.com/personal/pay/cards/debit-cards/easyshop-business-debit-card

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