Welcome to SmartBuy!

Up to 50 days of interest free credit period

15 complimentary lounge visits outside India every year*

Redeem Reward Points for Air Miles*

Earn 5 Reward Points for every Rs. 150 spent on your card(Subject to Maximum of 10,000 reward points per statement cycle)

Up to 1% fuel surcharge waiver on all petrol pumps*

Corporate Benefits:

Integration with SAP Concur Expense & Accounting systems

Digitization and simplification of Reconciliation and Compliance tasks

Access Online MIS tool anytime, anywhere

Customized reports on expenses, category of spends and merchants for well-informed business decisions

Consolidated reports for transactions done around the world

Easy integration with existing accounting systems

Substantial savings through better negotiations with partners*

Cardholder Benefits:

Earn 5 Reward Points for every Rs. 150 spent on your card

Redeem Reward Points for Miles against leading International and Domestic airlines, hotels, and other catalogue options

Access privileges at over 1100 VIP lounges with the Complimentary LoungeKey Program*

15 complimentary lounge visits outside India every year*

15 complimentary lounge visits within India every year*

1% Fuel surcharge waiver on fuel transactions across all petrol pumps*

Accident Insurance Cover of Rs. 1 Cr. on air travel and Rs. 3 Lac on rail/road travel.*