Welcome to SmartBuy!

Business Regalia credit card is powered by best in class reward points program, giving you guaranteed savings on both your Business and personal spends.

Core Feature:

• Up to 50 days of interest free credit period
• Earn 4 Reward Points on every Rs.150 spent:(On all retail spends excluding wallet, EMI and petrol)
• 5% monthly cash back on Business Essential Spends like (electricity bills, telephone & internet bills, Government & Tax Payments)
• Maximum cashback of Rs.500 per statement on minimum monthly spends of Rs.20,000.
• Applicable only in 1st year from Card issuance

Lounge Benefits

Fuel Surcharge Waiver:

• 1% fuel surcharge waiver at all fuel stations across India
• on minimum transaction of ₹400 and maximum transaction of ₹5000.
• Max CashBack of ₹500 (per statement cycle)

Additional Benefits:

• Utility Bill Payments : Register your Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily. Get assured cashback upto Rs. 1800 in the first year and exciting e-vouchers worth upto Rs.800 for adding 2 or more bills on Smart Pay.For more details click here
• Zero Lost card liability : In the infortunate event if you lose your HDFC Bank Business Regalia credit card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.
• Revolving Credit : Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fees and Charges section.
• Lowest foreign currency mark up of 2% on all your foreign currency spends

Insurance/Comprehensive protection:

• Air Accidental death cover up to Rs 1 Cr
• Emergency Overseas Hospitalization protection worth up to Rs. 15 lakhs against any medical emergency when you are travelling, and are outside your home country
• Flight Delay cover of upto Rs 25,000 available to primary card holder
• Missing of Connecting International Flight cover of upto Rs 25,000 available to primary card holder

Business Payment solutions:

1. SmartHub Vyapar

• HDFC Bank Merchants can now use the SmartHub app to make their vendor and distributor payments through a single app
• Convenient and instant payments
• Upto 50 days credit period for payments made via Business Regalia Credit Card
• Easy reconciliation of payment & invoices
• Make GST payments

2. Swifti

• SWIFTI allows you to ease vendor payments and facilitate GST payments using your HDFC business Regalia Credit Card
• Enabling you to increase cashflow when you pay with Business Regalia credit card.
• Easily track and manage all payments on a single platform.
• Digital payments on the go.

Concierge:

• Enjoy the exclusive 24/7 Concierge Services on your HDFC Bank Regalia Credit Card. Simply call us: toll-free on 1860 425 1188 (India)/ Email ID: regalia.support@smartbuyoffers.co