PRODUCT FEATURES
Core Feature:
- Up to 55 days Interest Free Credit Period
- 3% CashPoints on EMI Spends (Earn Maximum 1,000 CashPoints/Calendar month)
- 2% CashPoints on Utility bills, Electronics, SmartPay & Payzapp transactions (Earn Maximum 500 CashPoints/Calendar month)
- 1% CashPoints on all other spends including UPI spends (Earn Maximum 500 CashPoints/Calendar month)
Activation Benefit:
- Get a Gift voucher worth Rs.250 on making one transaction on your Biz First Credit card within first 37 days of card issuance. Voucher is redeemable on top brands like Amazon, Swiggy & more.
Milestone Benefit:
- Earn 2000 CashPoints every quarter on your quarterly spends of Rs. 75,000 & above. (Excluding rent and petrol)
Fuel Benefits:
- Enjoy 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 and maximum transaction of ₹5000. Max Cashback of ₹250 per statement cycle)
Additional Benefits:
- Dining Benefits: Get up to 7.5% savings on all your restaurant bill payments with Swiggy Dineout on paying via Swiggy App using your card (20k + restaurants). click here to Know more.
- SmartBuy: Get Upto 10% Cash Back on Flipkart, MakeMyTrip, Apple Imagine Tresor, on SmartBuy
- SmartPay: SmartPay is an automatic payment facility available on your Credit Card to pay your utility bills. Get assured cashback upto Rs. 1800 in the first year and exciting e-vouchers worth upto Rs.800 for adding 2 or more bills on Smart Pay.
- Smart EMI: HDFC Bank Biz First Credit Card comes with an option to convert your big spends into EMI after purchase. Click Here to know more
- Easy EMI: Choose EMI option for your large online or in-store purchases using your Biz First Credit Card and avail easy repayments using Easy EMI. Click Here to know more
- Zero Lost card liability: In the unfortunate event of losing your HDFC Bank Biz First Credit Card, on reporting it immediately to Customer Care Toll Free Number: 1800 1600 / 1800 2600, you have zero liability on any fraudulent transactions made on your Credit Card.
- Credit liability cover: Rs. 3 lakh
Business Inusurance Benefit
HDFC Bank BizFirst Credit Card provides Business Insurance package at an annual premium of Rs.3,785 (including GST) which includes:
- Fire & Burglary insurance for Shop upto Rs. 5 lacs
- Cash in Safe/Transit upto Rs.25,000
- Electronic Equipment insurance excluding terrorism upto Rs.50,000
- Hospital Cash: Accident only amount payable per day upto Rs.1000
- Hospital Cash: Illness only amount payable per day upto Rs.1000.
Also note that, cardholders have the option to choose higher Business Insurance cover as per their Business need at discounted premium. Below are the various options for cardholders to choose Business Insurance according to their Business needs.
| Business Insurance Annual Plan Details | Insurance Plan 1 | Insurance Plan 2 | Insurance Plan 3 | Insurance Plan 4 |
|---|---|---|---|---|
| Fire & Burglary insurance for Shop (excluding Theft) | 5,00,000 | 10,00,000 | 20,00,000 | 50,00,000 |
| Cash in Safe | 25,000 | 50,000 | 1,00,000 | 2,50,000 |
| Cash in Transit | 25,000 | 50,000 | 1,00,000 | 2,50,000 |
| Electronic Equipment insurance (excluding terrorism) | 50,000 | 1,00,000 | 2,00,000 | 2,50,000 |
| Hospital Cash: Accident Only Amount Payable/ Day(30 Days Cover) | 1,000 | 1,500 | 2,000 | 5,000 |
| Hospital Cash: Illness Only Amount Payable/ Day (30 Days Cover) | 1,000 | 1,500 | 2,000 | 5,000 |
| Total Premium without GST | 3,207 | 6,221 | 12,442 | 23,886 |
| Total Premium with GST | 3,785 | 7,341 | 14,681 | 28,185 |
Fees & Charges
- Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
- Please Click here to view the fees and charges applicable on your HDFC Bank Biz First Credit Card.
- Spend Rs. 50,000 in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.
Savings on card
- Save up to ₹ 10,555 annually on BizFirst Credit Card.
- Click Here to know savings on your card.
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The Travel Compare Companion for HDFC Bank
