Welcome to SmartBuy!

Core Feature:

• Up to 55 days Interest Free Credit Period
• Earn 4 Reward Points on every Rs.150 spent for your business needs (1 Reward Point = Upto Rs. 0.65)
• Earn 5X Reward Points on select business spends such as
  • Bill Payment via Payzapp & SmartPay
  • Income Tax/ Advance Tax payment via eportal.incometax.gov.in  View steps & GST payments via GST portal payment.gst.gov.in  View steps
  • Hotel & flight booking on MMT MyBiz powered by SmartBuy BizDeals
  • Business Productivity tools like Tally, Office 365, AWS, Google, Credflow, Azure & more via SmartBuy BizDeals - Nuclei
  • Google Ads
  • Reliance Digital
  • Cleartax

Note: 5X Reward Points applicable on minimum spends Rs. 25,000 in statement cycle.

Lounge Benefits:

• Domestic airport lounge:

  - Upto 16 airport lounge access within India per calendar year

  - 2 complimentary lounge access per quarter

  - Additional 2 complimentary lounge access on spending of Rs.75,000 in the previous quarter.

• International airport lounge:

  - Cardholders can access international lounge using Priority Pass

  - You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your Biz Power Credit Card. Click here to apply

  - 6 International lounge access via Priority Pass*/ Year

Welcome Benefit:

• Get Amazon Prime Annual Membership + Biz Prime 6 Months subscription on completing 1 online transaction within first 30 days of card issuance.

Milestone Benefit:

• Get Gift Voucher worth Rs.2500 of MakeMyTrip/Reliance Digital on Quarterly spends of Rs 2.5 Lakhs. (On all retail spends excluding rent and petrol)

Additional Benefits:

• Dining Benefits: Get up to 7.5% savings on all your restaurant bill payments with Swiggy Dineout on paying via Swiggy App using your card (20k + restaurants). click here to Know more.
• SmartBuy: Get up to 10X Reward Points on Flipkart, MakeMyTrip, Apple Imagine Tresor, on SmartBuy
• SmartPay:

  - SmartPay is an automatic payment facility available on your Credit Card to pay your utility bills.

  - Get assured cashback upto Rs. 1800 in the first year and exciting e-vouchers worth upto Rs.800 for adding 2 or more bills on Smart Pay.

• Smart EMI: Convert your big spends into EMI after purchase. To know more Click Here
• Easy EMI:

  - Choose EMI option for your large online or in-store purchases using your Biz Power Credit Card and avail easy repayments using Easy EMI.

  - Easy EMI Plan details such as EMI Amount, Total Loan Amount, Rate of Interest will be displayed in the charge slip (in-store purchases) or at the time of transaction (online purchases)

  Click Here to know more.

• Zero Lost card liability: In the unfortunate event of losing your HDFC Bank Biz Power Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
• Credit liability cover: Rs. 9 lakh