PRODUCT FEATURES

Product URL :https://www.hdfcbank.com/personal/credit_card/business-regalia
  Earn 4 Reward Points for every Rs. 150 spent 
  5% Cashback offer* on key Business spends of Telecom, Electricity, Government/Tax, Railway, Hotels & Dining and Taxi
  Petrol Surcharge waiver of upto Rs. 6,000 per year.

Benefits

  12 Complimentary Lounge access in India using VISA/Master card lounge program
  Earn 15,000 Reward Points on annual spends of Rs. 8,00,000 or more in each anniversary year.
  6 Complimentary Lounge International Airport Lounge Access through Priority Pass Membership
  Lowest Foreign Currency Mark-up Fee of 2% on international transactions
  Travel Concierge Services for your Lifestyle needs
  Do minimum 4 transactions using Credit card every month and get
  Free Accidental Death Insurance upto 50Lakhs*
  Free Fire and Burglary protection for goods above Rs.5000 for 180 days
Conditions Apply : Click here
Click here to view eUsage guide of Business Regalia Credit Card

  Unparalleled Savings
As part of our elite circle, you enjoy world-class privileges and great saving opportunities 5% Cashback on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining and Taxi Note: Maximum cashback of Rs.500 per statement on minimum monthly spends of Rs. 20,000 (First year offer).
Terms and conditions

  Annual Spends benefit
1. Earn 15,000 Reward Points on annual spends of Rs. 8,00,000 or more in each anniversary year*
2. Earn 10,000 Reward Points on annual spends of Rs. 5,00,000 or more in each anniversary year*

*Important Terms and Conditions of Annual spends benefit program

Visa/Mastercard Lounge Access Program
For Lounge visits within India, Business Regalia Primary Cardholders can avail 12 complimentary lounge access per calendar year through Business Regalia Visa/Master Credit Card Lounge program (Please swipe your Business Regalia Credit card to avail the complimentary lounge access). Below are the links for Credit card lounge access T&C and lounge list

Please click here to know more about VISA lounge program (A transaction of Rs. 2 will be charged to your credit card for the lounge access)
Please click here to know more about Master Card lounge program.

Contactless Payment Technology
The HDFC Bank Business Regalia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. *To see if your card is contactless, look for the contactless symbol network on your Card. You can use your card to make quick transactions at merchant locations accepting contactless cards.

Please note that in India, payment through contactless mode is allowed for a maximum of Rs. 2000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to Rs. 2000, the card holder has to enter the Credit Card PIN for security reasons

Your Business Regalia Credit Card entitles you to Exclusive Dining Privileges at premium restaurants across India.

Click Here to discover the privileges.
Click Here for detailed Terms and Conditions.

TRAVEL CONCIERGE SERVICES

As an HDFC Bank Business Regalia Credit Card customer, you can customize your travel and entertainment experiences with our Travel Concierge Assistance. The next time you need to make airline reservations, book a hotel room or a movie, let your travel concierge do it for you.
         Accessible 24x7
         English and multilingual
         Do save our Travel Concierge number for future assistance : 1800 209 4006 (Toll Free) or drop an email to : membersupport@hdfcbankregalia.com

*Note - Reservation or booking charges for the services will be borne by customer on actual.
Terms and Conditions Apply.

EXCLUSIVE TRAVEL AND ENTERTAINMENT PORTAL

Unleash the power of your Reward Points like never before on www.hdfcbankregalia.com ,  an exclusive portal for Business Regalia credit cardholders.
You can choose to redeem your Reward Points instantly against:
           Airline ticket booking
           Hotel booking

Splurge to your heart’s content with the best-in-class rewards programme on your HDFC BANK Regalia Credit Card.
Earn 4 Reward Points* for every Rs.150 spent 
 Accumulate and redeem Reward Points for:
      • Travel bookings on www.hdfcbankregalia.com
      • Exciting gifts from an exclusive rewards catalogue
      • Reward Points can be converted into AirMiles of leading domestic and international airlines.

PREFERENTIAL FINANCIAL BENEFITS
 Enjoy lowest foreign currency markup of 2% on all your foreign currency spends

Business Regalia Credit card also offers comprehensive insurance* covers against various risks you might face.
T & C Insurance Cover
Air Accidental death : 
In case of death in an Air accident, your nominated kin will receive a compensation of Rs. 1 Crore .

If you are a Regalia card holder, Click Here to update your nominee details.

Emergency Overseas Hospitalization: 
Protection worth up to Rs. 15 lakhs against any medical emergency when you are travelling, and are outside your home country.
Flight Delay: 
Cover of upto INR 25,000 available to primary card holder
Missing of Connecting International Flight:
Cover of upto INR 25,000 available to primary card holder
CREDIT LIABILITY COVER: 
Cover of upto INR 900,000 is available to primary card holder

*Terms & Conditions: 
      • Not Applicable for NRI Regalia cards 
      • All the above insurance covers are available to the Primary card holder. 
      • Air Accident cover will be activated if the tickets are purchased using HDFC Bank Regalia credit cards. 

What are the fees and charges applicable to a Business Regalia Credit Card?

Please click here to view the fees and charges applicable on your Business Regalia Credit Card.
Goods and Services Tax (GST).
  Effective 1st July 2017 Service Tax , KKC & SBC of 15% is replaced by Goods&Service Tax (GST) at 18%
  The applicable GST would be dependent on place of provision (POP) and place of supply (POS).If POP and POS is in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.
  GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month statement.
 GST levied will not be reversed on Any dispute on Fee & Charges / interest.

 A card where Business meets Luxury
HDFC Bank Business Regalia credit card is powered by best in class reward points program on your Business & Personal spends.

Features:

Card Type: Reward Point + Cashback

Features:

 Credit: Up to 50 days of interest free credit period.

 Reward Points: Earn 4 Reward Points for every Rs 150 spent

 Current Account Customers: 5% Cashback on Telecom, Utility, Govt & Tax Payments.

(Maximum cashback of Rs.500 per statement on minimum monthly spends of Rs. 20,000)

 Merchant Customers: POS rental reversal on monthly spend of Rs 30,000 on your credit card and monthly volume of Rs 25,000 on POS machine capped at Rs.1000 per month.

Lounge Access

A. Complimentary Airport Lounge Access within India

 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Business Regalia Credit Card

 Swipe your Business Regalia credit card at the lounge to avail the complimentary lounge access

 To check eligible Lounges for Visa Customers please visit here & for MasterCard customers please visit here

B. Priority Pass

 You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card. Click here to apply.

 Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India. 

 If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit 

 Please note: Priority Pass in India will attract charges on your Credit Card. Click here to know more. You can visit www.prioritypass.com for list of lounge details.

Dining Benefit

Save upto 20% on dining bills paid through dineoutPAY

 Maximum discount per transaction capped at 1000 Rs.  

 Maximum discount per customer per month capped at 1000 Rs.  

Annual Spend based benefit:

 Earn 15,000 Bonus Reward Points on annual spends of Rs. 8,00,000 

 Earn 10,000 Bonus Reward Points on annual spends of Rs. 5,00,000   

Click here for Important Terms and Conditions of Annual spends benefit program.

Renewal Offer

Spend Rs. 3,00,000 in 12 Months and get Renewal Fee waived for next renewal year

Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations across India 

(on minimum transaction of ?400. Max Cashback of ? 250 per statement cycle).

Additional Features

 Utility Bill Payments:Register your Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily.

 Zero Lost card liability:In the unfortunate event if you lose your HDFC Bank Business Regalia credit card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.

 Revolving Credit:Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fees and Charges section.

 Lowest foreign currency mark up of 2% on all your foreign currency spends.

Concierge

Enjoy the exclusive 24/7 Concierge Services on your HDFC Bank Business Regalia Credit Card. Simply call us: toll-free on 1800 209 4006 (Toll Free)/ Email ID: membersupport@hdfcbankregalia.com.

  Accessible 24x7

  English and multilingual

Contactless Payment

  The HDFC Bank Business Regalia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.

  You can use your Card to make quick transactions at merchant locations accepting contactless Cards.

Insurance/Comprehensive protection & Nominee details for Insurance

  Air Accidental death cover up to Rs 1 Cr Click Here  to update your nominee details.

  Emergency Overseas Hospitalization protection worth up to Rs. 15 lakhs against any medical emergency when you are travelling, and are outside your home country

  Flight Delay cover of upto Rs 25,000 available to primary card holder

  Missing of Connecting International Flight cover of upto Rs 25,000 available to primary card holder.

  Cick Here T&C Insurance Cover

Exclusive EASYEMI Offers for Business Credit Cards

  No need to block your capital when EasyEMI for SMEs is here!

  NBuy interiors, furniture, electronics, ACs and more in bulk with No Cost EMI offer.

Fees and Charges

  Joining/Renewal Membership Fee – Rs. 2500/- plus Applicable Taxes

  Please Click here to view the fees and charges applicable on your Business Regalia Credit Card.

For card sourced effective 01-11- 2020, Below T&Cs are applicable.  

The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank. 

Terms & Conditions

• The offer is an instant cashback and will be provided on HDFC BANK Credit/Debit Card full swipe and EMI on all transactions on MYEMISHOP Website / M site which are redirected through HDFC BANK SmartBuy. The Instant Cashback will be reduced from the payable amount when the user makes the payment on the platform.
• HDFC BANK holds out no warranty or makes no representation about the quality, delivery or otherwise of the services offered by the partner. Any dispute or claim regarding the services/offers must be resolved by the customers with the partner directly without any reference to HDFC BANK.
• HDFC BANK shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services / assured gifts/gift vouchers availed by the customers under the said Offer.
• HDFC BANK shall not be held liable for any delay or loss that may be caused in the delivery of the services.
• This Offer is made available to the Customers who visit MYEMISHOP Website/ Msite after clicking the MYEMISHOP logo and accepting the terms listed on HDFC BANK SmartBuy Website.
• The offer cannot be combined with any other offer.
• Any person availing of this offer shall be deemed to have accepted these Terms and Conditions.
• HDFC BANK reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all these terms and conditions or to replace, wholly or in part, this offer by another offer, or to extend or withdraw it altogether.
• Eligible benefits for this promotion (such as Reward points / cashback) will only be posted to accounts that are active at the time of postings.
• Benefits will not be posted on credit card accounts which are permanently delinquent or closed at the time of posting.
• Benefits will also not be posted on retail credit card accounts that are flagged for working capital usage.
• HDFC BANK Cardholders are not bound in any way to participate in this offer. Any participation is voluntary, and the offer is being made purely on a best effort basis.
• Nothing herein amounts to a commitment by HDFC BANK to conduct further, similar, or other offers.
• This offer is non-cashable, not extendable, and non-negotiable.
• If a card member has more than one HDFC BANK Card, spends on the cards cannot be clubbed by the card member to qualify for the said offer.
• The above offer is by way of a special offer by the Bank & Merchant for select HDFC BANK Cardholders only and nothing contained herein shall prejudice or affect the terms and conditions of the card member agreement. The terms of the above schemes shall be in addition to and not in derogation of the terms contained in the card member agreement.
• All disputes, if any, arising out of or in connection with or because of the above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts/tribunals in Mumbai only.
• Any Tax, service charge, or other charges levied with regard to the Promotional Offer, may be borne by the Card Holder/winner.
• HDFC BANK and/or MYEMISHOP reserves the right to disqualify any cardholder from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the offer.
• Any query regarding the offer will be entertained for 60 days from the offer fulfillment date. Post such date, the Bank will not entertain any correspondence or communication regarding this offer from the customer.