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PRODUCT FEATURES

Your supersaver card with CashBack & Reward points on your Business & Personal spends. Keep your ambitions soaring higher with HDFC Bank Business MoneyBack credit card.

Core Feature:

Up to 50 days of interest free credit period
Earn 2 Reward Points on every Rs.150 spent: (On all retail spends excluding wallet, emi and petrol)
Earn 2X Reward Points i.e. 4 Reward Points on every Rs. 150 spent online (T&C apply)
Get 5X Reward Points on Fuel (Maximum 1000 points in a month) Applicable only in 1st year from Card issuance
5% monthly cashback on Business Essential Spends like (electricity bills, telephone & internet bills, Government & Tax Payments)
  • Maximum cashback of Rs.250 per statement on minimum monthly spends of Rs.10,000
  • Applicable only in 1st year from Card issuance

Fuel Surcharge Waiver:

1% fuel surcharge waiver at all fuel stations across India
  • on minimum transaction of ₹400 and maximum transaction of ₹5000.
  • Max CashBack of ₹250(per statement cycle)

Additional Benefits:

  • Utility Bill Payments : Register your Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily. Get assured cashback upto Rs. 1800 in the first year and exciting e-vouchers worth upto Rs.800 for adding 2 or more bills on Smart Pay.For more details click here
  • Zero Lost card liability : In the infortunate event if you lose your HDFC Bank Business Regalia credit card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.
  • Revolving Credit : Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fees and Charges section.

Business Payment solutions:

SmartHub Vyapar

  • HDFC Bank Merchants can now use the SmartHub app to make their vendor and distributor payments through a single app
  • Convenient and instant payments
  • Upto 50 days credit period for payments made via Business Regalia Credit Card
  • Easy reconciliation of payment & invoices
  • Make GST payments

Swifti

  • SWIFTI allows you to ease vendor payments and facilitate GST payments using your HDFC business Regalia Credit Card
  • Enabling you to increase cashflow when you pay with Business Regalia credit card.
  • Easily track and manage all payments on a single platform.
  • Digital payments on the go.
Exclusive Dining
  • Enjoy amazing dining benefits with Good Food Trail program
  • Get up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout (20,000+ restaurants)
  • Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done Swiggy App.
ANNUAL SPEND BENEFITS
  • Earn Bonus 2,500 Reward Points when you spend Rs. 1.8 lakhs in the anniversary year.
Fees & Charges
  • Joining/Renewal Membership Fee - Rs. 500/- plus Applicable Taxes
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