Complimentary Annual Memberships
Zomato Gold
Amazon Prime
MakeMyTrip Double Black
Times Prime
BigBasket StarWelcome Benefits
Annual Milestone Benefits
Monthly Milestone benefits
Plan Your Travel
Book Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners.
Redeem reward points for booking Air Tickets / Hotels across Airlines and Choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners (1 Reward Point = 50 Paise)
Redeem Reward Point for AirMiles across British Airways Executive Club (Avios), Jet Airways (JPMiles), Singapore Airlines (KrisFlyer Miles), Club Vistara , (1 Reward Point = 0.5 Airmile). Please complete Frequent flyer registration before attempting Airmiles redemption in Netbanking.
Sit back and relax in leading lounges across the world through Exclusive Lounge Program.
12 Airport lounge access to 800+ Lounges in India and worldwide. Please visit the website for the list of lounges.
Lounge access is complimentary for both primary and addon card holders.
Low Foreign Currency Markup fee of 1.99%Wellness
Spa/ Salon | Tattva Spa, Enrich Salons & Academy, VLCC, O2 Spa, Four |
Spa Resort | RedEarth Kabini, Tree of Life, Kairali- The Ayurvedic Healing Village, |
Fitness | Cult.fit, Anytime Fitness, Kris Gethin, Golds Gym |
Nutrition | Calorie Care, Gympik, Healthie, Grow Fit |
Online doctor consultation | DocsApp |
Golf Program
Complimentary golf games (2 per quarter) across the finest courses in the world.
For Domestic Golf Courses details, click here
International Golf Courses (Handicap certificate mandatory), click here
Get 24-hour access to Golf Concierge Assistance services, call 022-42320226 / # Toll free:1800 118 887 (India)Concierge
Golf Course Referral and Reservation Assistance
Dining Referral and Reservation Assistance
Flower and Gift Delivery Assistance
Car Rental and Limousine Referral and Assistance
Hotel Referral and Reservation Assistance
Business Services
Courier Service AssistanceReward Points Accrual
Earn 4 Reward Points for every Rs. 150/- retail spends*
The capping of reward points is only on the accelerated 10X program and not on any other spends which follows the Regular reward points.Reward Points Redemption - Options
Redeem reward points for booking Air Tickets / Hotels across Airlines and Choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners (1 Reward Point = 50 Paise)
Redeem Reward Point for AirMiles across British Airways Executive Club (Avios), Jet Airways (JPMiles), Singapore Airlines (KrisFlyer Miles), Club Vistara , (1 Reward Point = 0.5 Airmile). Please complete Frequent flyer registration before attempting Airmiles redemption in Netbanking.
Redeem Reward Points on exclusive reward redemption catalogue for HDFC Bank Diners Club Black Credit Cards.
For flight and hotel bookings, Diners Privilege/ Diners ClubMiles/ Diners Premium/ Diners Rewardz card members can redeem upto maximum of 70% of booking value through Reward Points. Rest will have to be paid via Credit Card.Reward Points Validity
Reward points are valid only for 2 years from the date of accumulation.ex:- if you receive reward points in Nov 2019, same will expire in Nov 2021.Unparalleled Protection
Air accidental death coverage: Rs. 1 Crore.
Emergency overseas hospitalisation: Rs. 25 Lacs
Credit Liability Cover of up to Rs. 9 Lakh
Travel Insurance Cover of up to INR 55,000 on baggage delay (Capped to 10$ per hour restricted to 8 hours)Preferential Financial Benefits
Enjoy low foreign currency mark up of 1.99% on all your foreign currency spends
Convenience fee waiver of 1% on all fuel transactions. The waiver on convenience fee is applicable only for fuel transactions between Rs. 400 to Rs. 5000(Maximum waiver of INR 500 per statement cycle)
Enjoy up to 50 days of interest free credit and manage your payments at your convenience. You can choose to pay only the minimum amount due and carry forward the balance amount to next month at an extremely low interest charge of just 3.49*% per month.
Global Toll Free No : +800 08250825
Landline No : (Chargeable) : 0120-4507250
Email : travelclaims@hdfcergo.com10X Reward Points

Enjoy 10X Reward points on SmartBuy
Now enjoy 10X Reward Points on all purchases in SmartBUY while you Compare and Shop, Compare and Fly and with brands like Flipkart, Amazon, redBus, Cleartrip & Yatra, etc.
Maximum cap on the incremental 9X Rewards is 15,000 in a month for Diners Black and 5,000 for Diners ClubMiles, Diners Premium and Diners Rewardz Credit Cards.
Click here for T&C on 10X SmartBuy.Enjoy 10X Reward points on Partner Brands
Myntra
Ola
FirstCry
Zoomcar
Card Type | Regular Reward Points on every Rs. 150 spent | 10x Reward Points on every Rs. 150 spent | Value of each point* | % Savings |
HDFC Bank Diners Club Black | 5 | 50 | Re. 1 | 33% |
HDFC Bank Diners ClubMiles/HDFC Bank Diners Club Premium | 4 | 40 | Re. 0.50 | 13% |
HDFC Bank Diners Club Rewardz | 3 | 30 | Re. 0.30 | 6% |
HDFC Bank Diners Black Card - 25,000 reward points.
HDFC Bank Diners ClubMiles / Diners Premium Card- 5,000 reward points.
HDFC Bank Diners Rewardz Card - 2,000 reward points.
Eligibility & Fees
Customer Profile | Criteria |
Salaried | Age : Min 21 yrs & Max 60 yrs, |
Self Employed | Age : Min 21 yrs & Max 65 yrs, |
Fees and Charges
Annual Membership fee – Rs. 2500 + Applicable Taxes
Spend Rs. 3L in 12 Months and get Renewal Fee waived for next renewal year.
Enjoy Revolving Credit on your Credit Card at a low interest rate of 3.49% per month.
Lowest Foreign Currency Markup of 1.99%Goods and Services Tax (GST)
The applicable GST would be dependent on place of provision (POP) and place of supply (POS).If POP and POS is in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.
GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month statement.
GST levied will not be reversed on Any dispute on Fee & Charges / interest.