1. What is MyEMIShop?

    MyEMIShop, owned by CustCap Solutions Private Limited, is a multi-department shopping platform designed to deliver an EMI-first, value-rich shopping experience. Customers can explore an extensive catalogue of products across categories such as electronics, home & kitchen, personal care, luxury, and more, along with curated deals and offers. The product selection is curated and sold by CustCap Solutions Private Limited.

  2. What is the offer available on MyEMIShop?

    HDFC Bank Customers can enjoy 5% Instant Cashback up to:

    • ₹5,000 on Full Swipe transactions
    • ₹10,000 on EMI transactions

    when shopping on the MyEMIShop website or mobile site (Msite) via the HDFC Bank SmartBuy platform.

    Note: The offer is valid only if the customer visits MyEMIShop by clicking the MyEMIShop logo on the HDFC Bank SmartBuy homepage and completes the purchase using an HDFC Bank payment instrument. By clicking on the hyperlink you will be exiting HDFC Bank SmartBuy website and entering into MyEMIShop.

    Neither is HDFC Bank guaranteeing nor making any representation with respect to the offers made by the merchants and HDFC Bank is not liable / responsible for sale/quality/features of the Products/Services selected for purchase by the customers. HDFC Bank is merely facilitating the payment by its Customers by providing the Payment Gateway Services.

  3. How can I avail of this offer?

    To avail of the offer, please ensure the following:

    • Visit MyEMIShop website or Msite via HDFC Bank SmartBuy by clicking the MyEMIShop logo.
    • Complete your transaction on MyEMIShop using an HDFC Bank payment instrument.
  4. Is EMI available on all products?

    Yes. EMI options are available on all products listed on MyEMIShop. EMI details and tenure options can be viewed on the product page and selected at checkout.

  5. What is No-Interest EMI?

    With No-Interest EMI, you can convert your purchase into easy monthly instalments without paying anything extra on the product price. While the bank charges interest on your EMI transaction, you get an upfront discount equal to that interest which is borne by the merchant, ensuring that your effective cost remains the same as the product price.

    The standard charges you pay is a ₹299 bank processing fee plus applicable taxes.

  6. What is Low-Interest EMI?

    With Low-Interest EMI, you can split your purchase into easy monthly instalments while paying only part of the usual interest charged by the bank and the balance is borne by the merchant. This means your overall cost is lower than a standard EMI transaction.

    The standard charges you pay is a ₹299 bank processing fee plus applicable taxes.

  7. If I have an issue or concern with my order, how do I contact MyEMIShop Customer Support?

    You can reach the MyEMIShop Customer Support team through:

    • Email:  support@myemishop.com
    • Phone:  +91 91529 02600

    You can also check the status of your order under My Account on www.myemishop.com.

  8. Where can I read the policies of MyEMIShop?

    You can read the various policies of MyEMIShop on the links below:

    • Privacy Policy
    • Terms & Conditions
    • FAQ'S
    • Shipping
    • Returns & Cancellations
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