Features

Disclaimer

SmartBuy is a platform that solely displays offers extended by Merchants to HDFC Bank's Customers. HDFC Bank is not responsible for selling/rendering any of the listed Products/Services. HDFC Bank does not act as an express or implied agent of the listed Merchants/owners of the following vis-a-vis the Customers.

HDFC Bank merely facilitates the payment from Customers by providing Payment Gateway Services, and will not earn any fee by hosting this website.

HDFC Bank neither guarantees nor makes any representation with respect to the offers made by the Merchant. HDFC Bank is not responsible for the sale/quality/features of the Products/Services listed.

If the Customer proceeds, any purchase of Products/Services made through HDFC Bank's credit/debit cards/net banking facilities only. The Products/Services offered by Merchants may also be available at other stores/online platforms. The Customer's discretion is advised in this regard.

Regalia First

Features

Regalia First

Travel Benefits

First Level towards Indulgence

Complimentary Airport Lounge Access

Enjoy complimentary lounge access atairports within and outside India at 1,000+airport lounges

3 Complimentary lounge access outside India using Priority Pass

8 Complimentary lounge access within India using Visa / MasterCard Regalia First card

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Foreign Currency Markup Fee

Lowest markup fee of 2% on all foreign currency transactions.

Dining Experience

Experience the Good Food Trail dining program at premium restaurants across top cities.

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Rewards & More

Rewards Accrual

You earn 4 reward points on Rs. 150, on all retail* spends including Insurance, Utilities, Education and RentPay.

Enjoy Accelerated Reward Points

Get 10 times Reward Points on your travel and shopping spends on SmartBuy

Annual Spends Benefit

Earn 5,000 Reward Points on annual spends of Rs. 3,00,000 or more in each anniversary year*

Earn additional 2,500 Reward Points on annual spends of Rs. 6,00,000 or more in each anniversary year*

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Best in Class Redemption Program

Flight and Hotel Bookings

Exclusive Catalogue of Premium Global brands

Curated Global Experiences

For flight and hotel bookings, Regalia First Credit Card members can redeem up to maximum of 70% of booking value through Reward Points. Rest will have to be paid via Credit Card.
This is effective 25.11.2019.

Fuel Surcharge Waiver

Enjoy a 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.5000

* No reward points are earned on fuel transactions

Details