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PRODUCT FEATURES

Product URL :https://www.hdfcbank.com/personal/credit_card/business-regalia
  Earn 4 Reward Points for every Rs. 150 spent & 40 Reward Points* for every Rs. 150 spent on participating merchant partners Know more.
  5% Cashback offer* on key Business spends of Telecom, Electricity, Government/Tax, Railway, Hotels & Dining and Taxi
  Petrol Surcharge waiver of upto Rs. 6,000 per year.

Benefits

  12 Complimentary Lounge access in India using VISA/Master card lounge program
  Earn 15,000 Reward Points on annual spends of Rs. 8,00,000 or more in each anniversary year.
  6 Complimentary Lounge International Airport Lounge Access through Priority Pass Membership
  Lowest Foreign Currency Mark-up Fee of 2% on international transactions
  Travel Concierge Services for your Lifestyle needs
  Do minimum 4 transactions using Credit card every month and get
  Free Accidental Death Insurance upto 50Lakhs*
  Free Fire and Burglary protection for goods above Rs.5000 for 180 days
Conditions Apply : Click here
Click here to view eUsage guide of Business Regalia Credit Card

  Unparalleled Savings
As part of our elite circle, you enjoy world-class privileges and great saving opportunities 5% Cashback on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining and Taxi Note: Maximum cashback of Rs.500 per statement on minimum monthly spends of Rs. 20,000 (First year offer).
Terms and conditions

  Annual Spends benefit
1. Earn 15,000 Reward Points on annual spends of Rs. 8,00,000 or more in each anniversary year*
2. Earn 10,000 Reward Points on annual spends of Rs. 5,00,000 or more in each anniversary year*

*Important Terms and Conditions of Annual spends benefit program

Visa/Mastercard Lounge Access Program
For Lounge visits within India, Business Regalia Primary Cardholders can avail 12 complimentary lounge access per calendar year through Business Regalia Visa/Master Credit Card Lounge program (Please swipe your Business Regalia Credit card to avail the complimentary lounge access). Below are the links for Credit card lounge access T&C and lounge list

Please click here to know more about VISA lounge program (A transaction of Rs. 2 will be charged to your credit card for the lounge access)
Please click here to know more about Master Card lounge program.

Contactless Payment Technology
The HDFC Bank Business Regalia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. *To see if your card is contactless, look for the contactless symbol network on your Card. You can use your card to make quick transactions at merchant locations accepting contactless cards.

Please note that in India, payment through contactless mode is allowed for a maximum of Rs. 2000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to Rs. 2000, the card holder has to enter the Credit Card PIN for security reasons

Your Business Regalia Credit Card entitles you to Exclusive Dining Privileges at premium restaurants across India.

Click Here to discover the privileges.
Click Here for detailed Terms and Conditions.

TRAVEL CONCIERGE SERVICES

As an HDFC Bank Business Regalia Credit Card customer, you can customize your travel and entertainment experiences with our Travel Concierge Assistance. The next time you need to make airline reservations, book a hotel room or a movie, let your travel concierge do it for you.
         Accessible 24x7
         English and multilingual
         Do save our Travel Concierge number for future assistance : 1800 209 4006 (Toll Free) or drop an email to : membersupport@hdfcbankregalia.com

*Note - Reservation or booking charges for the services will be borne by customer on actual.
Terms and Conditions Apply.

EXCLUSIVE TRAVEL AND ENTERTAINMENT PORTAL

Unleash the power of your Reward Points like never before on www.hdfcbankregalia.com ,  an exclusive portal for Business Regalia credit cardholders.
You can choose to redeem your Reward Points instantly against:
           Airline ticket booking
           Hotel booking

Splurge to your heart’s content with the best-in-class rewards programme on your HDFC BANK Regalia Credit Card.
Earn 4 Reward Points* for every Rs.150 spent 10x reward points on leading brands Know more
 Accumulate and redeem Reward Points for:
      • Exciting gifts from an exclusive rewards catalogue
      • Reward Points can be converted into AirMiles of leading domestic and international airlines.

For flight and hotel bookings, Regalia Credit Card members can redeem up to maximum of 70% of booking value through Reward Points. Rest will have to be paid via Credit Card.
This is effective 25.11.2019.

PREFERENTIAL FINANCIAL BENEFITS
 Enjoy lowest foreign currency markup of 2% on all your foreign currency spends

Business Regalia Credit card also offers comprehensive insurance* covers against various risks you might face.
T & C Insurance Cover
Air Accidental death : 
In case of death in an Air accident, your nominated kin will receive a compensation of Rs. 1 Crore .

If you are a Regalia card holder, Click Here to update your nominee details.

Emergency Overseas Hospitalization: 
Protection worth up to Rs. 15 lakhs against any medical emergency when you are travelling, and are outside your home country.
Flight Delay: 
Cover of upto INR 25,000 available to primary card holder
Missing of Connecting International Flight:
Cover of upto INR 25,000 available to primary card holder
CREDIT LIABILITY COVER: 
Cover of upto INR 900,000 is available to primary card holder

*Terms & Conditions: 
      • Not Applicable for NRI Regalia cards 
      • All the above insurance covers are available to the Primary card holder. 
      • Air Accident cover will be activated if the tickets are purchased using HDFC Bank Regalia credit cards. 

What are the fees and charges applicable to a Business Regalia Credit Card?

Please click here to view the fees and charges applicable on your Business Regalia Credit Card.
Goods and Services Tax (GST).
  Effective 1st July 2017 Service Tax , KKC & SBC of 15% is replaced by Goods&Service Tax (GST) at 18%
  The applicable GST would be dependent on place of provision (POP) and place of supply (POS).If POP and POS is in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.
  GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month statement.
 GST levied will not be reversed on Any dispute on Fee & Charges / interest.