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PRODUCT FEATURES

Product URL :https://www.hdfcbank.com/personal/credit_card/business-regalia-first

  Earn 4 Reward Points for every Rs. 150 spent & 40 Reward Points* for every Rs. 150 spent on participating merchant partners Know more.

  Earn 7,500 Reward Points on annual spends of Rs. 6,00,000 or more in each anniversary year.

  5% Cashback offer* on key Business spends of Telecom, Electricity, Government/Tax, Railway, Hotels & Dining and Taxi

Travel Benefits

  8 Complimentary Lounge access in India using VISA/Master card lounge program
  3 Complimentary Lounge International Airport Lounge Access through Priority Pass Membership
  Lowest Foreign Currency Mark-up Fee of 2% on international transactions
  Travel Concierge Services for your Lifestyle needs
  Do minimum 4 transactions using Credit card every month and get
  Free Accidental Death Insurance upto 50Lakhs*
  Free Fire and Burglary protection for goods above Rs.5000 for 180 days
Conditions Apply : Click here

  Unparalleled Savings
As part of our elite circle, you enjoy world-class privileges and great saving opportunities 5% Cashback on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining and Taxi Note: Maximum cashback of Rs.500 per statement on minimum monthly spends of Rs. 20,000.
Terms and conditions

  Annual Spends benefit
1. Earn 7,000 Reward Points on annual spends of Rs. 6,00,000 or more in each anniversary year*
2. Earn 5,000 Reward Points on annual spends of Rs. 3,00,000 or more in each anniversary year*

*Important Terms and Conditions of Annual spends benefit program

Priority Pass Membership

Get a complimentary Priority Pass Membership for preferential access to over 1000+ airport lounges around the world. Enjoy refreshments and use facilities including phones, faxes, and Internet and conference rooms. The Add on member is also eligible for a Priority Pass membership. The Primary card holder and the Add on member can jointly avail 3 complimentary access to Priority Pass lounges outside India in a calendar year.

*Important Terms and Conditions of Annual spends benefit program

Visa/Mastercard Lounge Access Program
For Lounge visits within India, Business Regalia First Primary Cardholders can avail 8 complimentary lounge access per calendar year through Business Regalia First Visa/Master Credit Card Lounge program (Please swipe your Business Regalia First Credit card to avail the complimentary lounge access). Below are the links for Credit card lounge access T&C and lounge list

Please click here to know more about VISA lounge program (A transaction of Rs. 2 will be charged to your credit card for the lounge access)
Please click here to know more about Master Card lounge program.

Your Business Regalia First Credit Card entitles you to Exclusive Dining Privileges at premium restaurants across India.

Click Here to discover the privileges.
 

EXCLUSIVE TRAVEL AND ENTERTAINMENT PORTAL

Unleash the power of your Reward Points like never before on www.hdfcbankregalia.com/myrewardsregalia  ,  an exclusive portal for Business Regalia First credit cardholders.
You can choose to redeem your Reward Points instantly against:
           Airline ticket booking
           Hotel booking

Splurge to your heart’s content with the best-in-class rewards programme on your HDFC BANK Regalia Credit Card.
 Earn 4 Reward Points* for every Rs.150 spent 10x reward points on leading brands Know more
 Accumulate and redeem Reward Points for:
      • Exciting gifts from an exclusive rewards catalogue
      • Reward Points can be converted into AirMiles of leading domestic and international airlines.

 Alternately, you can convert Reward Points into AirMiles of leading domestic and international airlines.

For flight and hotel bookings, Regalia Credit Card members can redeem up to maximum of 70% of booking value through Reward Points. Rest will have to be paid via Credit Card.
This is effective 25.11.2019.

Terms and conditions

PREFERENTIAL FINANCIAL BENEFITS
 Enjoy lowest foreign currency markup of 2% on all your foreign currency spends

 1% fuel surcharge waived off on fuel transactions.(Minimum transaction of INR 400. Maximum cash back of INR 500 per statement cycle). Fuel surcharge varies from 2.5% to 1% of fuel transaction amount. The rate of surcharge may vary depending on the fuel station and their acquiring bank.GST applicable.

To show how much we care, we offer comprehensive insurance* covers against various risks you might face.

Air Accidental death : 
In case of death in an Air accident, your nominated kin will receive a compensation of Rs. 1 Crore .

If you are a Regalia card holder, Click Here to update your nominee details.

Emergency Overseas Hospitalization: 
Protection worth up to Rs. 10 lakhs against any medical emergency when you are travelling, and are outside your home country.
Flight Delay: 
Cover of upto INR 25,000 available to primary card holder
Missing of Connecting International Flight:
Cover of upto INR 25,000 available to primary card holder

What are the fees and charges applicable to a Business Regalia First Credit Card?

Please click here to view the fees and charges applicable on your Business Regalia First Credit Card.
Goods and Services Tax (GST).
  Effective 1st July 2017 Service Tax , KKC & SBC of 15% is replaced by Goods&Service Tax (GST) at 18%
  The applicable GST would be dependent on place of provision (POP) and place of supply (POS).If POP and POS is in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.
  GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month statement.
  GST levied will not be reversed on Any dispute on Fee & Charges / interest.