Upto 1% Cashback on your Business Spends, Merchant Level Restriction possible, Capability to generate virtual cards Cashback

• Cashback-Earn up-to 1% cashback on your regular business expenses
• Up to 0.2% cashback on Utility payments.
• Pre-Fund-Load funds over and above the credit limit to utilise as per your requirements
• Streamline the Purchase Process-Eliminates vast amount of paperwork needed for requisitions, purchase order, invoices and supplier payment leading to better manpower productivity.
• Process Efficiency-All direct expenses of the company can be centrally taken on purchase card
• Reduces transaction processing time and overall cost of high volume / low value transactions
• Relief from multiple invoice managements, cheque handling and payment system
• Variable Controls-Restrictions can be placed on cards as per transaction and vendor/merchant category for better control.
• Savings - Upto 45 Days Credit Period
• Higher discounts from Vendors-Advance Payment using HDFC Bank Purchase Cards & consolidated spends reports helps to negotiate better with suppliers.
• Contactless Payment Technology-The HDFC Bank Purchase Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.